Just a little work in progress sketch.

I think I'm getting slightly better at anatomy, right arm and hand are a little odd though.
The left shoulder is more or less correct, shoulders just look weird when significantly raised.
Shoulders might be a little too wide for females still, but counterbalanced slightly by increasing the width of the hips.

Any opinions on the clothing? does it look decent?

Definitely an improvement! The shoulders do look like they're raised. In relaxed position they would form sort of a triangle shape underneath the head. The upper body looks a bit out of proportion compared to the large lower body area and the feet don't match up in perspective compared to how the legs are positioned. Clothing's not bad either, although there seem to be a few too many folds than would really be necessary. Look for points where the cloth is suspended from, extend pull lines out from there and check where they intersect (if they do). This vid might be useful: http://www.youtube.com/watch?v=vIO4ODhm0tc

Good advice Adriaan, helpful as always.
The one that really irritates me is when people say "X is bad" but don't say why, thusly being completely ♥♥♥♥ useless.

P.S. Of all the things, breasts seem to be the thing people are most opinionated about, and EVERYBODY has a different idea of how they should look...

Breasts are hard to get completely right though (and I almost wrote 'get a grasp of'), and even then some people like anti-gravity balloon boobs and some prefer more naturally hanging ones. This isn't anything aimed at how you've drawn them, though, you'll get around it.

it's obvious this is the correct anything for breasts.

those are definitely correct boobs

i can't avert my eyes from those correct boobs

damn you Y-chromosome

now look what you made me do

BigBomb
You
You
You finally contributed
I am so proud

Also them's some damn good boobs.

tank! tank! tank!

click for full size and to remove that ugly white border thing.

PINA~
Not very finished btw.

I'm going to pretend you didn't say that.

It's been a few days since we were talking about breasts but this might be helpful, it looks about right to me

Wanted to have a go making some fictional rank insignia as per NATO specifications.
Enlisted Ranks

Officer Ranks

WHAT IN THE NAME OF ALL THINGS UNHOLY DID I JUST ♥♥♥♥ DRAW

These are really cool and they look nice.
I wish I had some way to use them but I can't think of anything.

How do you edit?
I'm getting really frustrated with not being able to make a photo look good anymore, or maybe I'm just too picky now. Nevertheless, here is my attempt.